Bill Payments & Recharge Collections for India
Integrate BBPS and payment collection APIs to accept UPI/card payments and pay bills across 22,000+ billers - electricity, DTH, recharge and more - from one platform.
Today's Revenue
₹42,500
Active Billers
20,000
Electricity Bill Payment
BBPS_9921
₹2,450
LIVEFastrack
UPI_7782
₹850
LIVEGas Bill Payment
BBPS_9920
₹1,200
LIVEMobile Recharge
RCH_4412
₹399
LIVEOne API for Bills, Recharge & Collections
Give your customers every payment service they need and earn on each one.
Instant Settlement
Real-time confirmation on bill payments and recharges.
Bharat Connect Certified
NPCI-governed network with standardized biller coverage.
UPI Native
Built UPI Intent, Collect and QR payment flows.
Auto-Reconciliation
Every transaction reconciled automatically against settlements.
How It Works
Fetch Biller Details
Customer enters their account or consumer number for any of 22,000+ billers.
Confirm & Pay
Amount is fetched and paid via UPI, card or net banking.
Instant Confirmation
Receipt and commission are credited the moment payment succeeds.
Everything Your Customers Pay For
Bills, recharges and collections in one integration.
Pay utility and household bills across every major category.
- Electricity, water & gas
- DTH & broadband
- Loan EMI & insurance premium
- Municipal taxes
Mobile and DTH recharge with real-time operator connectivity.
- Prepaid & postpaid mobile
- DTH recharge
- Data card top-up
- Instant success confirmation
Accept payments from customers through every major rail.
- UPI Intent & Collect
- Cards & net banking
- QR code payments
- Payment Cash
Bill Payments (BBPS)
Pay utility and household bills across every major category.
- Electricity, water & gas
- DTH & broadband
- Loan EMI & insurance premium
- Municipal taxes
Recharge
Mobile and DTH recharge with real-time operator connectivity.
- Prepaid & postpaid mobile
- DTH recharge
- Data card top-up
- Instant success confirmation
Payment Collections
Accept payments from customers through every major rail.
- UPI Intent & Collect
- Cards & net banking
- QR code payments
- Payment Cash
Go Live with BBPS in Days.
One endpoint for every biller category, with sandbox testing for every payment mode before you go live.
// Example: Initiate a Bill Payment via BBPS
const payment = await merchant247.payments.billPay({
biller_id: "BESCOM0001",
customer_params: { account_number: "XXXXXXXXXX" },
amount: 2450.00,
payment_mode: "UPI",
callback_url: "https://yourdomain.com/webhooks/payment"
});
if (payment.status === "SUCCESS") {
console.log("Transaction ID:", payment.txid);
}Built for Every Kind of Business
Recharge Shops
Add Bharat connect and recharge to an existing mobile/DTH counter.
Kirana & Retail
Turn footfall into a bill payment and recharge revenue line.
Fintech Apps
Embed bill payments as a sticky, high-frequency feature.
CSC & Agents
Serve rural and semi-urban customers with a single BBPS terminal.
Why Distributors Choose Merchant247
Built to help distributors process more transactions, earn more commissions, and grow their business with confidence.
Widest Biller Coverage
99.9% billers across all categories, always growing.
High Success Rates
Smart routing across payment rails for fewer failed transactions.
Transparent Commissions
Know exactly what you earn on every transaction, every time.
Fast Settlements
Automated payout cycles so your working capital keeps moving.
Security You Can Trust
Every transaction runs through a PCI DSS compliant, encrypted payment stack.