Accept Payments & Offer Bill Services with One Platform
Integrate BBPS and Payment Gateway APIs to collect payments, pay bills, and generate consistent revenue for your business.
Today's Revenue
₹42,500
Active Billers
20,412
Electricity Bill - BESCOM
BBPS_9921
₹2,450
SUCCESSUPI Payment - Merchant X
UPI_7782
₹850
SUCCESSGas Pipeline - GAIL
BBPS_9920
₹1,200
PROCESSINGCard Payment - Retail Y
CARD_4412
₹15,000
SUCCESSBuilt for High-Volume Transactions
Scalable infrastructure designed to power millions of everyday transactions with zero friction.
Daily Earnings
Earn attractive commissions on every bill payment and transaction processed.
Fast Collections
Instant payment processing with real-time settlement tracking and reconciliation.
Automated Settlements
Intelligent ledger management that ensures funds reach you accurately without manual tracking.
Secure Payments
PCI-DSS compliant systems with 256-bit encryption for every transaction.
How It Works
Integrate APIs
Connect your platform with our unified BBPS and Payment Gateway APIs.
Customer Pays
Customers pay bills or checkout using UPI, cards, or net banking.
Earn Instantly
Your commission is credited instantly to your partner wallet.
Complete Payments & Collections Suite
One integration for the entire Indian payment and biller ecosystem.
BBPS APIs (Bharat Bill Payment System)
Access over 20,000 billers across India with our high-performance plug-and-play integration.
Industrial-Grade Payment Gateway
Accept payments via any mode with a smooth, high-conversion checkout experience designed for scale.
Auto-Settlement System
Focus on your business while we handle the complex reconciliation and fund routing automatically.
- Fast settlement cycles (T+0 to T+2 options)
- Automatic reconciliation of every transaction
- Consistent cash flow with predictable payouts
Integrate Payments in Minutes.
Unified API Architecture
One endpoint for all payment modes and biller categories across the country.
Sandbox Environment
Test success, failure, and pending scenarios with our robust developer sandbox.
// Example: Initiate a Bill Payment via BBPS
const payment = await merchant247.payments.billPay({
biller_id: "BESCOM0001",
customer_params: {
account_number: "1234567890"
},
amount: 2450.00,
payment_mode: "UPI",
callback_url: "https://yourdomain.com/webhooks/payment"
});
if (payment.status === "SUCCESS") {
console.log("Transaction ID:", payment.txid);
}Perfect for Every Business Model
Merchant247 adaptively scales with your unique operational requirements.
Retailers / Agents
Turn your shop into a digital hub. Offer bill payment services and earn high commissions.
Fintech Apps
Easily add bill payment and collection features to your existing mobile application.
E-commerce
Accept payments seamlessly with a checkout experience designed to reduce drop-offs.
Enterprises
Manage large-scale B2B collections and automated bill payments with precision.
Why Payments Teams Choose Merchant247
20,000+ Biller Network
Deepest integration into the Indian biller ecosystem via BBPS.
High Success Rates
Redundant routing and smart retries ensure every payment counts.
Fast Settlements
Get access to your funds faster with automated settlement cycles.
Reliable Infrastructure
99.9% API uptime for your critical collection workflows.
Secure & Compliant Payment Systems
We maintain the highest standards of security. Merchant247 is built to handle financial data with bank-grade encryption and strictly adheres to global compliance norms.