Start Your Fintech Business in Minutes
All-in-one platform for payouts, collections, banking, and travel APIs — built to help you launch, scale, and earn.
Dashboard Overview
Product Performance Summary
Verifications
12,450
Settlements
₹8.4M
Collections
₹12.2M
Travels
₹1.5M
Performance Overview
Collections increased by 18% this month compared to previous period.
Partnering with the best financial institutions
Everything to Run a Fintech Business
Power your platform with industrial-grade infrastructure built for scale, compliance, and reliability.
Start in 3 Simple Steps
We've simplified fintech infrastructure so you can focus on building your business.
Signup
Register your business in minutes with our fast-track digital onboarding.
Integrate APIs
Connect seamlessly using our robust documentation and developer-friendly SDKs.
Start Transaction Smoothly
Go live and experience industrial-grade performance for all your financial operations.
Built for Developers.
Designed for Scale.
Integrate Merchant247 infrastructure into your stack in minutes with our clean REST APIs and robust SDKs.
Fast Integration
Go live in hours with simple documentation.
Sandbox Testing
Realistic environments for every edge case.
Secure Architecture
PCI DSS compliant with 256-bit encryption.
99.9% Success
Intelligent routing for high reliability.
import requests
url = "https://api.merchant247.com/v1/payouts"
payload = {
"amount": 250000,
"currency": "INR",
"purpose": "vendor_settlement",
"recipient": "acc_9876543210",
"fund_account_id": "vpa_merchant@icici",
"reference_id": "txn_8829103"
}
headers = {
"Authorization": "Bearer YOUR_API_KEY",
"Content-Type": "application/json",
"x-idempotency-key": "unique_payout_id"
}
response = requests.post(url, json=payload, headers=headers)
print(response.json())Description
Process bulk vendor payouts or customer settlements instantly via UPI, IMPS, or NEFT with full idempotency support.
Earn More with Every Transaction
Turn your business into a fintech earning machine. Our partners earn industry-leading commissions on every payout, bill payment, and travel booking.
Money Transfers
Earn competitive commissions on domestic and international transfers.
Bill Payments
Collect commissions from 20,000+ utility billers via BBPS.
Travel Bookings
High-margin earnings on every flight and hotel booking made platform-wide.
Why Choose Merchant247?
Industrial-grade infrastructure designed for the modern fintech landscape.
High success rate engine
Built with redundant layers to ensure your payments never fail.
Smart routing technology
Automatically routes transactions through the best performing bank nodes.
AI fraud detection
Real-time monitoring and prevention of suspicious activities.
Real-time settlements
Get access to your funds faster with automated settlement cycles.
Scalable infrastructure
Cloud-native architecture that grows with your business needs.
Dedicated support
24/7 technical and business support for all our partners.
ISO 27001:2022
Quality System
Certified Secure
UMC Certified
Startup India
Certified & Recognized Infrastructure