Instant KYC & KYB Verification APIs
Verify identities, onboard customers, and prevent fraud with real-time Aadhaar, PAN, GST, and business verification APIs.
Arjun Sharma
ID: M247_KYC_9921
99.8%
Passed
Fast, Secure & Compliant Verification
Reduce operational overhead while ensuring maximum regulatory compliance.
Instant Verification
Onboard and verify users in under 10 seconds with zero manual intervention.
Regulatory Compliance
Stay fully aligned with RBI, SEBI, and IRDAI identity verification norms.
AI Fraud Detection
Proprietary risk scoring engine detects suspicious profiles before they onboard.
Reduce Drop-offs
Seamless UI/UX components designed for the highest completion rates.
How It Works
User Submits Data
User uploads documents or enters ID details via your app.
Instant API Verification
Merchant247 verifies data against government databases in real-time.
Risk Score & Approval
Get an instant decision with a detailed risk analysis report.
Complete Identity & Business Verification Suite
One stack for all your compliance and trust requirements.
KYC (Individual)
Verify individuals instantly using government-issued documents.
- Aadhaar e-KYC & XML
- PAN Card Verification
- Voter ID & Passport Validation
- OCR-based Document Scanning
- Live Face Match & Liveness
KYB (Business)
Validate business authenticity and legal registrations.
- GSTIN Verification & Filing Check
- CIN/MCA Data Extraction
- Udyam/MSME Registration
- PAN-to-Business Matching
- Director DIN Verification
AI Fraud Prevention
Intelligent risk assessment and behavioral monitoring.
- Proprietary Risk Scoring Engine
- Sanction & PEP List Screening
- Suspicious Pattern Recognition
- Real-time Fraud Alerts
- KYC Reuse/Duplicate Detection
Integrate KYC in Minutes.
Unified ID Endpoint
One API for all ID types. No need to manage multiple bank/government integrations.
Sandbox Environment
Simulate success, failure, and high-risk scenarios with our comprehensive testing suite.
// Example: Verify Customer Identity
const verification = await merchant247.kyc.verify({
type: "INDIVIDUAL",
document_type: "AADHAAR",
document_number: "123456789012",
liveness_check: true,
consent: true
});
if (verification.status === "VERIFIED") {
console.log("Trust score:", verification.risk_score);
}Built for Modern Businesses
Merchant247 Identity adapts to the compliance needs of various sectors.
Fintech Apps
Onboard thousands of users daily with frictionless digital KYC journeys.
NBFCs & Lending
Verify borrower identities and evaluate risk profiles before disbursement.
Marketplaces
Trust but verify your sellers, delivery partners, and service vendors.
Enterprises
Automate bulk employee and vendor background verification workflows.
Why Identity Teams Choose Merchant247
Ultra-Fast Verification
Direct pipes to government entities ensure sub-second response times.
High Accuracy OCR
Extract data from documents with 99.8% precision even in low light.
Deep Risk Insights
Not just a 'Yes/No'. Get a complete risk profile of every user.
Enterprise Reliability
Redundant clusters ensure 99.99% uptime for your critical onboarding.
Security You Can Trust
We treat your data with the highest level of security. Merchant247 is built with a privacy-first architecture and bank-grade encryption at every layer.