Launch Your FinTech Business
in JUST 10 Minutes
Launch your own branded software with integrated banking and financial services White-label / FinTech SaaS, ERP, APIs and a Reseller Portal, all running on a single rail monitored like a control room
Powering Businesses with
White-label, FinTech-APIs & ERP Software
Every Merchant Product
One Platform
The B2C products behind our White Label SaaS and APIs pillars
One rail underneath White Label SaaS, ERP, APIs and the Reseller Portal - built to move money and data without missing a beat
Industries We Serve
From banks to campuses, Merchant247 infrastructure powers financial technology across every sector that needs trust at speed.
Financial Institutions
Banks & NBFCs running payments, KYC and settlement at scale.
MSMEs
Retail and trade businesses collecting bills and verifying customers.
Startups
Product teams shipping fintech features without building rails.
Transport Companies
Fleet and logistics operators handling FASTag, payouts and KYC.
CA Firms
Practices offering clients GST, CIN and identity verification.
Corporates
Enterprises embedding travel, utilities and onboarding APIs.
Educational Institutions
Campuses digitizing fee collection and student verification.
Government Service Providers
Citizen-facing platforms needing secure, compliant identity rails.
Financial Institutions
Banks & NBFCs running payments, KYC and settlement at scale.
Pick Your Track
Whether you write code or run a shop, Merchant247 has a path to launch fintech services.
Start a reseller business with your own brand
No coding required. Launch your own white-label storefront through our Reseller Portal and earn commission on every BBPS, recharge, and travel transaction your network processes.
- No-code, white-label storefront, ready to launch
- Commission on recharge, BBPS & travel
- Onboarding support in Hindi & English
Today's Earnings
Access Merchant247 Across Multiple Platform
Powerful fintech infrastructure, available wherever your business runs - designed for different use cases, backed by the same rail
Merchant247
Web Portal
Complete admin control with reports, network management and an operations dashboard.
Android App
Manage transactions, retailers and notifications from anywhere, on the go.
Admin Panel
Wallet, commission and multi-level hierarchy configured from one screen.
Enterprise APIs
Connect Merchant247's infrastructure directly into your existing systems.
Web Portal
Complete admin control with reports, network management and an operations dashboard.
Android App
Manage transactions, retailers and notifications from anywhere, on the go.
Admin Panel
Wallet, commission and multi-level hierarchy configured from one screen.
Enterprise APIs
Connect Merchant247's infrastructure directly into your existing systems.
Start in 3 Simple Steps
We've simplified fintech infrastructure so you can focus on building your business
Sign Up
Register your business in minutes with fast-track digital onboarding as a developer or a distributor
Integrate or Activate
Connect our APIs with clear documentation or activate a ready-made storefront if you're not integrating code
Go Live
Start processing transactions on industrial-grade infrastructure and earn commission on every one
Sign Up
Register your business in minutes with fast-track digital onboarding as a developer or a distributor
Integrate or Activate
Connect our APIs with clear documentation or activate a ready-made storefront if you're not integrating code
Go Live
Start processing transactions on industrial-grade infrastructure and earn commission on every one
Built for Developers.
Designed for Scale.
Integrate Merchant247's KYC, payments and travel APIs into your stack with clean REST endpoints and real SDKs.
Fast Integration
Go live in hours with simple documentation.
Sandbox Testing
Realistic environments for every edge case.
Secure Architecture
PCI DSS compliant with 256-bit encryption.
99.9% Success
Intelligent routing for high reliability.
Works with your stack
import requests
url = "https://api.merchant247.com/v1/kyc/verify"
payload = {
"id_number": "ABCDE1234F",
"type": "PAN",
"consent": "yes"
}
headers = {"Authorization": "Bearer YOUR_API_KEY"}
response = requests.post(url, json=payload, headers=headers)Description
Instant PAN and Aadhaar verification with real-time database matching.
Earn More with Every Transaction
Turn your business into a fintech earning machine - commissions on every payout, bill payment and travel booking your network processes.
Multiple earnings via one platform
Multiple earnings via one platform
Why Choose Merchant247?
Industrial-grade infrastructure designed for the modern fintech landscape.
24/7 Platform Availability & Support
Round-the-clock infrastructure and dedicated support for uninterrupted business operations.
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24/7 Platform Availability & Support
Round-the-clock infrastructure and dedicated support for uninterrupted business operations.
Redundant by Design
Built with high availability architecture to ensure maximum reliability and uptime.
Own Your FinTech Business
Complete ownership of your platform without dependency on third-party ecosystems.
Faster Settlements
Process transactions and settlements quickly with optimized payment infrastructure.
One Platform, Every Financial Service
Access payments, KYC, BBPS, travel and more from one unified platform.
Built for the Complete Business Hierarchy
Support distributors, retailers, agents, franchises and enterprise structures.
Guides for fintech builders
- Product Guide · 26 September 2026
AePS Business Model Explained for Retailers
How the AePS business model works in India: Aadhaar cash withdrawal, retailer commissions, distributor networks and how fintechs build AePS platforms.
Read the guide - Fintech Guide · 18 September 2026
How a White Label Fintech Platform Works
How a white label fintech platform works: branding, AePS, DMT, BBPS, merchant networks and revenue, and how Indian businesses launch without building.
Read the guide - Fintech Guide · 10 September 2026
API vs White Label Fintech Platform
Compare Fintech APIs and White Label Fintech Platforms across cost, customization, and launch time to find the right approach for your business in 2026.
Read the guide
Frequently asked questions
Merchant247 is a B2B fintech infrastructure company based in Jaipur, India. It provides white label FinTech SaaS, AePS, DMT, BBPS (Bharat Connect), recharge, Aadhaar KYC and travel booking APIs, plus a SaaS ERP and a Reseller Portal, for banks, MSMEs, startups and distributors.
About Merchant247A white label fintech platform is ready-made financial software that you launch under your own brand name and logo. The provider runs the technology, bank connections and compliance, while you sell services like AePS, DMT, BBPS and recharge to your retailers and customers without building anything yourself.
White Label FinTech SaaSYou can offer AePS cash withdrawal, Domestic Money Transfer (DMT), BBPS bill payments across 22,000+ Bharat Connect billers, mobile, DTH and FASTag recharge, Aadhaar, PAN and GST verification, and flight and hotel bookings, all from one platform and one wallet.
The fastest way to start a fintech business in India is to partner with an established fintech infrastructure provider that already has the bank integrations and compliance in place, instead of building them yourself. With a white label platform or Reseller Portal you register your business, complete KYC, add your branding and start onboarding retailers who earn commission on every transaction.
Guide: start a fintech company in IndiaA fintech API is for businesses with their own developers who want to build the app and user experience themselves. A white label platform is ready to use: portal, retailer app, wallet and commission setup come built in under your brand, so no development team is needed.
API vs white label: full comparisonAePS (Aadhaar Enabled Payment System) lets customers withdraw cash and check balances using their Aadhaar number and fingerprint. DMT (Domestic Money Transfer) sends money instantly to any bank account in India, usually over IMPS. BBPS, now Bharat Connect, is NPCI's system for paying electricity, water, gas, DTH and other bills.
Distributors and retailers earn a commission on every transaction they process, including AePS, DMT, bill payments, recharges and travel bookings. Commission slabs are set per level of your hierarchy, and earnings are visible in real time in your dashboard.
Reseller PortalMost partners go live within days of onboarding. Branding, wallet setup and product activation are configured for you once your business KYC is complete, and developers can start testing APIs in the sandbox straight away.
Yes. Merchant247 is ISO 27001:2022 certified and PCI DSS compliant, uses 256-bit encryption, and is recognised under Startup India. Every retailer completes KYC before activation, and API access is protected with API keys and IP whitelisting.
Yes. Every API comes with a sandbox environment so you can test integrations end to end before going live, along with REST documentation, webhooks and 24x7 developer support.
Pricing depends on the products you choose, your expected transaction volume and whether you use the APIs or the white label platform. Contact our team for a custom quote. We respond within 2 business hours.
Get API access and pricingCertifications & Memberships
ISO 27001:2022
Certified
Quality System
Certified
Certified Secure
Verified
UMC Certified
Certified
Startup India
Recognized
IAMAI
Internet and Mobile Association of India
PCI
Payment Council of India
FCC
Fintech Convergence Council
ISO 27001:2022
Certified
Quality System
Certified
Certified Secure
Verified
UMC Certified
Certified
Startup India
Recognized
IAMAI
Internet and Mobile Association of India
PCI
Payment Council of India
FCC
Fintech Convergence Council
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