# Merchant247

> Merchant247 (Merchant 247 Technologies Private Limited) is a B2B fintech infrastructure platform based in Jaipur, India, offering White Label FinTech SaaS, a SaaS ERP, verification & payment APIs, and a Reseller Portal for banks, MSMEs, startups, and distributors.

Merchant247 unifies KYC/KYB identity verification, BBPS bill payments & recharge, and travel booking behind a single API and white-label platform, so businesses can launch branded fintech products in minutes instead of building infrastructure from scratch.

## Platforms

- [White-label / FinTech SaaS](https://merchant247.in/products/white-label-saas): Launch your own branded fintech platform.
- [SaaS ERP](https://merchant247.in/products/erp): HRM, CRM, invoicing & business automation.
- [APIs](https://merchant247.in/products/apis): KYC, KYB & verification APIs.
- [Reseller Portal](https://merchant247.in/products/reseller-portal): Become a FinTech service provider.

## Merchant Products

- [Verification Suites](https://merchant247.in/products/kyc): Aadhaar, PAN & GST verification services.
- [BBPS](https://merchant247.in/products/payments): Bill Payments & Recharges.
- [Travel](https://merchant247.in/products/travel): White-label flight & hotel booking services.

## B2C Merchant Services

- [AePS](https://merchant247.in/products/aeps): Aadhaar-enabled cash withdrawal.
- [DMT](https://merchant247.in/products/dmt): Domestic money transfer, bank to bank.
- [Bill Payments](https://merchant247.in/products/bill-payments): 22,000+ biller bill payments.
- [Recharge](https://merchant247.in/products/recharge-services): Mobile, DTH & data card recharge.
- [Credit Products](https://merchant247.in/products/credit-loan): Loan & credit line distribution.

## Company

- [Home](https://merchant247.in): White Label FinTech SaaS, SaaS ERP, verification APIs, and Reseller Portal.
- [About Us](https://merchant247.in/about): Our mission and leadership.
- [Careers](https://merchant247.in/careers): Open roles in Jaipur (onsite).
- [Contact Us](https://merchant247.in/contact): Talk to our team.

## Blog

- [Blog](https://merchant247.in/blog): Fintech API guides for developers and distributors building in India.
- [How to Start Your Own Fintech Company in India: A Complete Guide](https://merchant247.in/blog/how-to-start-your-own-fintech-company-in-india): Learn how to launch your own fintech company in India in 2026-from selecting the right business model and financial services to building technology, meeting compliance requirements, forming strategic partnerships, establishing your brand, acquiring merchants, generating revenue, and scaling sustainably.
- [White Label Fintech Platform: A Complete Guide for Businesses in India](https://merchant247.in/blog/white-label-fintech-platform-guide): Learn how a white label fintech platform enables businesses in India to launch branded financial services fast without building technology from scratch.
- [Escrow Accounts Explained: A Complete Guide for Businesses in India (2026)](https://merchant247.in/blog/escrow-accounts-explained-india): Learn how Escrow Accounts and Escrow Services work in India, their benefits, business use cases, differences from Virtual Accounts, and why they are essential for secure business transactions.
- [Virtual Accounts Explained for Businesses in India (2026)](https://merchant247.in/blog/virtual-accounts-explained-for-businesses-india-2026): Learn what Virtual Accounts are, how they work, benefits, use cases, comparison with traditional bank accounts, and why businesses use them.
- [How to Start a Recharge Business Online in India: The Ultimate Step-by-Step Guide](https://merchant247.in/blog/how-to-start-recharge-business-online-india): Looking to launch a profitable online recharge portal or app? Learn how to start a recharge business in India, choose the right recharge API provider, and scale your fintech venture.
- [BBPS vs. Traditional Bill Payment Systems: The Ultimate Comparison for Fintechs](https://merchant247.in/blog/bbps-vs-traditional-bill-payment-systems): Explore the differences between BBPS vs traditional bill payment systems. Learn why modern digital wallets and fintech platforms are migrating to NPCI's unified bill payment API infrastructure.
- [UPI Bill Payments Explained: The Next Frontier in Seamless Utility Transactions](https://merchant247.in/blog/upi-bill-payments-explained): Learn how UPI bill payments work, the technology behind NPCI's UPI Autopay for recurring utility bills, and how fintech developers can integrate UPI billing APIs.
- [Recharge API Provider in India: A Complete Guide](https://merchant247.in/blog/recharge-api-provider-india-complete-guide): Find the best Recharge API provider in India. Learn how mobile, DTH, and FASTag recharge APIs work, key features to look for, and how to integrate them into your fintech platform.
- [IMPS vs NEFT vs RTGS for Businesses: Choosing the Right Bank Transfer Rail](https://merchant247.in/blog/imps-vs-neft-vs-rtgs-for-businesses): An in-depth comparison of IMPS, NEFT, and RTGS fund transfer systems in India for businesses. Learn their limits, timings, transaction costs, and when to use which rail for your payout operations.
- [Best KYC API in India for Businesses: The Comprehensive Guide](https://merchant247.in/blog/best-kyc-api-india): Discover the best kyc api india has to offer for seamless user onboarding, Aadhaar eKYC, PAN verification, and automated B2B compliance.
- [Best BBPS API Provider in India: The Ultimate B2B Guide](https://merchant247.in/blog/best-bbps-api-provider-india): Looking for the best bbps api provider in India? Check out our complete guide on Bharat Bill Payment System APIs for instant utility payments, recharges, and commissions.
- [How BBPS APIs Work for Fintech Startups: The Definitive Integration Guide](https://merchant247.in/blog/how-bbps-api-works-fintech): Learn how a BBPS API works, its underlying architecture under NPCI, the benefits for fintech startups, use cases, and how to integrate a robust bill payment stack.
- [Future of Embedded Finance in India: 2026 Trends](https://merchant247.in/blog/future-of-embedded-finance-india-2026-trends): Explore how Embedded Finance is transforming non-financial industries in India. Discover the trends shaping the next wave of fintech innovation in 2026.
- [KYC vs KYB: The Ultimate Guide to Business Onboarding Compliance](https://merchant247.in/blog/kyc-vs-kyb): Explore the structural differences in KYC vs KYB compliance, compare features, pros & cons, corporate onboarding checklists, and learn how to automate merchant verification.
- [How Digital KYC Works in India: The Complete Compliance Guide](https://merchant247.in/blog/digital-kyc-india): Learn how digital KYC works in India under RBI guidelines, the core verification methods like eKYC and Video KYC, compliance factors, and how to automate onboarding with APIs.
- [Build a Payout API in India: A Complete Guide](https://merchant247.in/blog/build-payout-api-india-complete-guide): Learn how payout APIs work in India — IMPS, NEFT, RTGS, and UPI automation for real-time settlements, beneficiary validation, and smart routing.
- [KYC, KYB & AML APIs: A Complete Guide](https://merchant247.in/blog/kyc-kyb-aml-apis-explained): Deep dive into identity verification for Indian fintechs. Understand the differences between KYC, KYB, and AML, and how to automate compliance using a KYC API.
- [BBPS API Integration: A Step-by-Step Guide](https://merchant247.in/blog/bbps-api-integration-guide): Launch your own bill payment platform. Complete integration guide for Bharat Bill Payment System (BBPS) via Merchant247's robust BBPS API.

## Legal

- [Privacy Policy](https://merchant247.in/privacy)
- [Terms & Conditions](https://merchant247.in/terms)
- [Grievance](https://merchant247.in/grievance)
- [Refund Policy](https://merchant247.in/refund)

## Optional

- [llms.txt](https://merchant247.in/llms.txt): This file.
- [Sitemap](https://merchant247.in/sitemap.xml): Machine-readable index of all public pages.

## Contact

- Support: support@merchant247.io
- Careers: career@merchant247.io
- Phone: +91 78520-08821
- Address: 525-526, 5th Floor, Mansarovar Plaza, Madhyam Marg, Mansarovar, Jaipur - 302020, Rajasthan, India
- LinkedIn: https://www.linkedin.com/company/merchant247
- X: https://x.com/merchant_247